:root{--white:#FFFFFF;--fog:#FAFAFB;--ink:#17191C;--slate:#6B6F7A;--ash:#6D6D70;--ash-deco:#979799;--peach:#FBE1D1;--brown:#5D2A1A;--chip:#F2F2F3;--serif:"Source Serif 4","Source Serif Pro",Georgia,Cambria,"Times New Roman",serif;--sans:Inter,system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;--shadow:0 0 0 1px rgba(4,23,43,.05),0 20px 25px -5px rgba(0,0,0,.1),0 8px 10px -6px rgba(0,0,0,.1)}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--white);font-size:17px;line-height:1.5;-webkit-font-smoothing:antialiased}
a{color:var(--ink);text-decoration:none}
a:hover{text-decoration:underline}
a:focus-visible{outline:2px solid var(--ink);outline-offset:3px;border-radius:6px}
p,h1,h2,h3,ul,ol{margin:0}
em,.it{font-style:italic}
.skip{position:absolute;left:-9999px;top:0}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip:focus{left:12px;top:12px;z-index:10;background:var(--white);padding:10px 16px;border-radius:9999px;box-shadow:var(--shadow)}
.wrap{max-width:1200px;margin:0 auto;padding-left:20px;padding-right:20px}
.serif{font-family:var(--serif);font-weight:400}
.muted{color:var(--slate)}
.fog{background:var(--fog)}
/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:9999px;font-size:16px;line-height:1.2;border:1px solid var(--ink);text-align:center}
.btn:hover{text-decoration:none;opacity:.88}
.btn-ink{background:var(--ink);color:var(--white)}
.btn-line{background:transparent;color:var(--ink)}
.btn-white{background:var(--white);color:var(--ink);border-color:var(--white);min-height:44px;padding:0 20px;font-size:15px}
.btn-lg{min-height:52px;padding:0 26px;font-size:17px}
.btn-sm{min-height:44px;padding:0 20px}
.btns{display:flex;flex-wrap:wrap;gap:12px}
/* Header */
.site-head .wrap{display:flex;flex-wrap:wrap;gap:4px 32px;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.logo{font-family:var(--serif);font-size:24px;letter-spacing:-.02em;min-height:44px;display:inline-flex;align-items:center}
.nav{display:flex;flex-wrap:wrap;gap:0 24px;font-size:16px}
.nav a,.head-link{color:var(--slate);min-height:44px;display:inline-flex;align-items:center}
.head-cta{display:flex;gap:16px;align-items:center}
.head-phone{display:none}
/* Phone bar (guides) */
.phonebar{background:var(--ink);color:var(--white)}
.phonebar .wrap{display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center;justify-content:space-between;padding-top:10px;padding-bottom:10px}
.phonebar p{font-size:15px}
/* Hero */
.hero .wrap{padding-top:56px;padding-bottom:80px;display:flex;flex-direction:column;align-items:center;text-align:center;gap:28px}
.hero h1{max-width:980px;font-family:var(--serif);font-weight:400;font-size:clamp(42px,7vw,90px);line-height:1.08;letter-spacing:-.025em}
.lede{max-width:600px;font-size:clamp(18px,2.2vw,20px);line-height:1.45;color:var(--slate)}
.hero .btns{justify-content:center}
.floats{width:100%;margin-top:32px;display:flex;flex-wrap:wrap;gap:20px;justify-content:center;align-items:flex-start;text-align:left}
.float{flex:1 1 280px;max-width:340px;background:var(--white);border-radius:20px;padding:20px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:8px}
a.float:hover{text-decoration:none}
a.float:hover .float-title{text-decoration:underline}
.float-label{font-size:14px;color:var(--ash)}
.float-title{font-family:var(--serif);font-size:24px;line-height:1.2}
.float-more{font-size:15px;color:var(--slate)}
.float-agent{flex-direction:row;gap:14px;align-items:center}
.agent-meta{display:flex;flex-direction:column;gap:2px}
.agent-name{font-size:16px;font-weight:500}
.agent-sub{font-size:14px;color:var(--slate)}
/* Bands */
.band .wrap{padding-top:72px;padding-bottom:72px}
.split{display:flex;flex-wrap:wrap;gap:40px 80px}
.split-a{flex:1 1 320px;min-width:0;display:flex;flex-direction:column;gap:14px}
.split-b{flex:999 1 560px;min-width:0}
.h2{font-family:var(--serif);font-weight:400;font-size:clamp(32px,4.4vw,44px);line-height:1.2;letter-spacing:-.015em}
.grid-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:12px;list-style:none;padding:0}
.tile{background:var(--white);border-radius:16px;padding:20px;min-height:44px;font-size:18px;display:flex;justify-content:space-between;gap:12px;height:100%}
.tile:hover{text-decoration:none}
.tile:hover .tile-t{text-decoration:underline}
.tile-d{display:block;margin-top:6px;font-size:15px;color:var(--slate)}
.arrow{color:var(--ash-deco)}
.call-row{display:flex;flex-wrap:wrap;gap:40px 80px;align-items:center}
.call-a{flex:999 1 520px;min-width:0;display:flex;flex-direction:column;gap:24px}
.steps{padding:0 0 0 22px;display:flex;flex-direction:column;gap:16px;font-size:clamp(17px,2vw,19px);line-height:1.5}
.peach{background:var(--peach);color:var(--brown);border-radius:24px;padding:28px;display:flex;flex-direction:column;gap:14px}
.peach a.btn-line{color:var(--brown);border-color:var(--brown)}
.call-b{flex:1 1 340px;min-width:0}
.peach-kicker{font-size:15px}
.peach-big{font-family:var(--serif);font-size:clamp(28px,3.4vw,34px);line-height:1.2}
.peach-mid{font-family:var(--serif);font-size:clamp(26px,3vw,30px);line-height:1.2}
.peach .btn{align-self:flex-start}
.peach .btns .btn{align-self:auto}
.faq{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:40px}
.faq-item{display:flex;flex-direction:column;gap:10px}
.faq-item h3{font-family:var(--serif);font-weight:400;font-size:26px;line-height:1.25}
.faq-item p{font-size:17px;color:var(--slate)}
/* Article */
.article{max-width:700px;margin:0 auto;padding:24px 20px 80px;display:flex;flex-direction:column;gap:22px;font-size:18px;line-height:1.6}
.crumbs ol{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:0 8px;font-size:15px;color:var(--slate)}
.crumbs li{display:flex;align-items:center;gap:8px}
.crumbs li+li::before{content:"/";color:var(--ash-deco)}
.crumbs a{color:var(--slate);min-height:44px;display:inline-flex;align-items:center}
.crumbs [aria-current]{min-height:44px;display:inline-flex;align-items:center}
.kicker{font-size:15px;color:var(--ash)}
.article h1,.page-h1{font-family:var(--serif);font-weight:400;font-size:clamp(38px,5.6vw,64px);line-height:1.12;letter-spacing:-.02em}
.intro{font-size:20px;line-height:1.5;color:var(--slate)}
.article h2{margin-top:20px;font-family:var(--serif);font-weight:400;font-size:clamp(26px,3vw,30px);line-height:1.25}
.article ul,.article ol.list{padding-left:22px;display:flex;flex-direction:column;gap:10px}
.article strong{font-weight:500}
.article .peach{margin-top:24px}
.peach-text{font-size:17px}
.fine{font-size:15px;line-height:1.55;color:var(--ash)}
.related{list-style:none;padding:0 !important;display:grid !important;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px !important}
.related .tile{background:var(--fog);font-size:17px}
.ph{background:var(--chip);border-radius:6px;padding:0 4px}
/* Footer */
.site-foot .wrap{padding-top:36px;padding-bottom:36px;display:flex;flex-wrap:wrap;gap:12px 40px;justify-content:space-between;font-size:15px;line-height:1.5;color:var(--slate)}
.foot-note{flex:999 1 520px;min-width:0}
.foot-links{flex:1 1 200px;display:flex;flex-wrap:wrap;gap:0 20px;align-content:flex-start}
.foot-note p+p{margin-top:8px}
.notice{background:var(--fog);border:1px solid #D9DADE;border-radius:16px;padding:16px 20px;font-size:16px;line-height:1.5;color:var(--ink)}
.notice strong{font-weight:500}
.foot-links a{color:var(--slate);min-height:44px;display:inline-flex;align-items:center}
@media (min-width:640px){
 .wrap{padding-left:24px;padding-right:24px}
 .article{padding-left:24px;padding-right:24px;padding-top:32px}
 .peach{padding:32px}
 .head-phone{display:inline-flex}
}
@media (min-width:1000px){
 .hero .wrap{padding-top:72px;padding-bottom:96px}
 .floats{gap:24px;margin-top:40px}
 .float{flex:0 1 300px}
 .float-1{margin-top:24px}
 .float-3{margin-top:48px}
 .band .wrap{padding-top:96px;padding-bottom:96px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}