Terms of use

These terms apply when you use this website. By using it, you agree to them.

Effective date: [CONFIRM EFFECTIVE DATE]

Who runs this site

Life Coverage Desk is a trade name of Imperial Group Services LLC, a licensed independent insurance agency, License #[LICENSE NUMBER]. Address: 1400 Laurel Crossing Pkwy NE, Buford, GA 30519. We are not an insurance company and are not affiliated with any insurer.

Use of the site

You may read and share this site for your own personal use. Do not copy it for resale, misuse it, or try to interfere with how it works. The phone number on it connects you with a licensed agent.

Information only

Our guides give general information only. They should not be taken as advice on insurance, law, taxes or money, and they do not cover your own policy. Your policy contract and the insurer make the final call. Any change to a policy has to be requested from the insurer.

No promises about results

We make no promise about coverage, approval, prices, payouts or any other outcome. Rates and eligibility depend on the insurer and on your own facts.

Licensing and states

We only offer insurance services in states where we and our agents hold a license. Licensed states: [CONFIRM LICENSED STATES]. See our licensing page for details.

Links and trademarks

Each insurance company name shown here is the property of that company. We use them only to identify the company a person may be asking about. This does not mean we are connected with, endorsed by or partnered with that company. We are not responsible for other websites we link to.

Limitation of liability

To the fullest extent the law allows, Imperial Group Services LLC is not liable for losses that come from using this site or relying on its guides. The site is provided as is. [CONFIRM LIABILITY WORDING WITH COUNSEL]

Governing law

These terms are governed by the laws of the State of Georgia. [CONFIRM VENUE AND DISPUTE TERMS]

Changes

We may update these terms. The effective date above shows when they last changed.

Contact

Email imperialgroupservicesllc@gmail.com, or write to Imperial Group Services LLC, 1400 Laurel Crossing Pkwy NE, Buford, GA 30519.